Category: Uncategorized
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Winter Home Buying Tips
Act Fast: Lower rates and new rules make winter competitive; complete pre-approvals and have down payments ready.Prepare Properly: Wear easy-to-remove boots and carry indoor shoes for property viewings.
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How to Qualify for a Mortgage in Canada
Improve Your Credit Score: – Scores above 660 get better rates – Pay debts, keep accounts open Save for a Sufficient Down Payment: – 5% for homes under $500K – 20% for $1M+ – Larger down payments reduce costs
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Red Tape Gone: Alberta Fuels Housing Surge
Alberta broke records with the highest per capita housing starts, attracting Canadians seeking affordability.Housing starts surged 32% from 2023 to 2024, with Edmonton and Calgary seeing 39% and 24% growth.
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Happy Women’s Day
International Women's Day, also known as IWD for short, grew out of the labour movement to become a recognized annual event by the UN.It all started in 1908 when 15K women marched through NYC demanding shorter working hours, better pay and the right to vote. Things were made official in 1975 when the United Nations…
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Sell Luxury Homes Faster With These Tips!
How to sell luxury real estate? Market knowledge, the right agent, and staging are essential for success. Why hire a luxury agent? They have market expertise and a network to maximize your sale.
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New Year, Better Mortgage Rates: Tips to Get You There
Pay balances three days pre-statement to lower utilization ratios, significantly boosting your credit score quickly.Accept credit limit increases to reduce utilization, improve credit health, and strengthen your profile responsibly.
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Beyond Local: Tax planning should be year round
Tax planning should be a year-round activity, not just during tax season. Delaying tax planning can limit options as deadlines approach. Qualified accountants can offer valuable insights. Recent deferrals in capital gains inclusion rates aid planning. The last day to contribute for the 2024 tax year is March 3, and many Canadians aren't maximizing contributions.…
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Understanding Insurance Regulation and Oversight in Alberta
The Alberta Superintendent of Insurance oversees regulatory compliance and supervises insurers operating in the province.It ensures insurance companies treat consumers fairly through examinations, inquiries, and legislative interpretations.
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$6.7 million federal investment aims to boost business growth in Edmonton
The federal government is investing over $6.7 million in Edmonton businesses to enhance operations, productivity, and market reach. The funding, announced by the Minister for PrairiesCan, targets sectors like sustainable building technologies, digital health, advanced manufacturing, and renewable energy, aiming to create around 100 jobs. Companies such as Levven Electronics, CARE Group, Demir Engineering Ltd.,…
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What’s Changing in Alberta? New Laws and Legislation
Halal Mortgages Introduced: New laws allow alternative, interest-free financing options for Albertans, expanding accessibility to homeownership.Inclusive Financing Options: Proposed changes will enable provincially regulated institutions to offer diverse mortgage solutions by 2025.