Mindblown: a blog about philosophy.

  • Reduced Rent Inflation Expected in Canada

    Reduced Rent Inflation Expected in Canada

    Rent inflation is expected to slow with reduced immigration and weaker population growth. Immigration targets reduced by 20%, affecting temporary residents who are primary renters.

  • Low inventory is heating up Edmonton’s real estate market

    Low inventory is contributing to a sustained seller’s market in Edmonton, with December sales showing a 17.2% increase year-over-year despite a typical seasonal slowdown. A total of 1,428 residential sales were reported, with apartment prices rising 19.8% and semi-detached homes up 12.3%. New listings decreased by 33.3% from November, leading to a 22.5% drop in…

  • Here’s how you can take the stress out of buying your first home

    BlueShore Financial's expert advisors specialize in helping first-time homebuyers achieve their dreams. They provide accurate information, establish budgets and goals, and offer various financial options. Advisor Mirena Velikova assists clients in navigating the complexities of home ownership, including potential blind spots. She educates clients on savings plans, RRSP withdrawals, insured mortgages, and family support options…

  • Family Life Insurance in Alberta

    Family Life Insurance in Alberta

    Life insurance provides financial security for monthly essentials, safeguarding your family’s lifestyle in the event of your passing.Alberta families should consider life insurance coverage to account for child-rearing costs and future education expenses.

  • Insurance in Alberta – Overview

    The Office of the Alberta Superintendent of Insurance oversees regulatory compliance in the insurance sector, ensuring fair treatment of consumers. Key responsibilities include responding to inquiries, conducting insurer examinations, and developing insurance policy. Recent updates include changes to the Minor Injury Regulation effective January 1, 2025, and alerts about fraudulent insurance agents. The office also…

  • Alberta’s $4.6B Surplus: Strong, but Fragile

    Alberta’s $4.6B Surplus: Strong, but Fragile

    Alberta forecasts a $4.6B surplus for the fiscal year ending March 31, 2025, but faces uncertainties. Alberta relies on oil prices, with every $1 drop in WTI costing the province $630M.

  • Edmonton Rent Climbs 4.5%, Slower Growth Ahead

    Edmonton Rent Climbs 4.5%, Slower Growth Ahead

    Edmonton rent prices ↑ 4.5% annually, with one-bedroom averaging $1,355 in December 2024. Rent prices are lower than November, with one-bedroom rents ↓ 2.1%.

  • 9% Price Growth Coming to Edmonton Homes by 2025

    9% Price Growth Coming to Edmonton Homes by 2025

    Edmonton’s home prices are projected to rise 9% annually, reaching $494,860 by Q4 2025. The city remains affordable compared to national averages, supporting strong buyer activity.

  • Alberta Home Insurance Costs Surge

    Alberta Home Insurance Costs Surge

    Home insurance premiums rise due to a 73% increase in construction expenses and frequent natural disasters.Alberta faces an annual shortfall of 28,000 skilled construction workers, further increasing rebuild and repair costs.

  • Edmonton’s 2025 Boom: Lower Prices, High Demand

    Edmonton’s 2025 Boom: Lower Prices, High Demand

    Edmonton’s Real Estate market is expected to favour sellers with growing demand and limited supply in 2025. Home prices in Edmonton ↑ 7.7% in 2024, with an avg price of $432K.

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