Mindblown: a blog about philosophy.
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5 Steps to Homeownership for First-Time Buyers
Understand First-Time Homebuyer Criteria Not owned a home in past 4 years. Seek legal advice on qualification for incentives. Understand Your Mortgage Options Fixed vs. Variable rates 5-year fixed rates are popular Consider the loan term and amortization
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Get Your House Market-Ready
Consult a REALTOR®: A local agent helps price your home correctly and attract potential buyers. Complete Repairs: Fix any outstanding issues, like leaky faucets or worn-out flooring, for a polished look.
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Edmonton housing market unseasonably active as demand grows
Edmonton's housing market began 2025 with a notable increase in residential sales, reaching 1,597 in January, a 12.1% rise from December 2024 and 11.2% from January 2024. New listings surged to 2,452, up 83.5% from December, though overall inventory decreased by 18.2% year-over-year. The average residential price rose to $438,278, with detached homes averaging $561,282.…
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Alberta Mortgage Registration Levies Increase Again: Land Value Now Valueless
The Financial Statutes Amendment Act, 2024, has changed mortgage registration levies in Alberta by repealing a section of the Land Titles Act. Levies are now based solely on the mortgage principal, increasing costs for borrowers, particularly in large transactions. Amendments also affect supplemental and collateral mortgages, requiring levies only on increased principal amounts. Borrowers and…
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Real Estate Winners: Top Stocks in 2025
Canadian Office Sector Recovery: The office Real Estate market is poised for significant growth in 2025. Resilient Major Cities: Cities with strong demand and pre-leasing activity offer great investment potential in 2025.
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Alberta Home Prices Hit $500K
The average house price in Alberta reached $500K in Late-Q4 2024, reflecting market growth. Calgary has higher prices ($650K), while Edmonton offers more affordable homes ($450K).
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Essential Legal Tips for First-Time Homebuyers
Hire a Real Estate Lawyer Early: Secure legal guidance to review documents and avoid costly mistakes in your home purchase.Understand the Agreement: Thoroughly review the Agreement of Purchase and Sale to ensure compliance and protect your interests.
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Happy Family Day
In some families, it’s a day to spend time playing in the snow, building snowmen, or having snowball fights. Some families take advantage of the long weekend to have a "staycation" and enjoy the activities in their own city or town. Take advantage of this wonderful time of year to reinforce your family bonds. Wishing…
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Higher prices, seller’s market in Edmonton housing 2025 forecast
The Realtors Association of Edmonton forecasts a continued seller's market in 2025, with prices expected to rise, albeit at a slower rate than in 2024. The association anticipates a 3.3% increase in total unit sales, a 2.4% rise in average prices, and a 4.1% increase in new listings. The city reported 13,484 housing starts by…
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Happy Valentine’s Day
Valentine’s Day occurs every February 14 around the world, and candy, flowers and gifts are exchanged between loved ones, all in the name of St. Valentine Valentine greetings were popular as far back as the Middle Ages, though written Valentine’s didn’t begin to appear until after 1400. By the middle of the 18th, it was…
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