The Alberta government has introduced Bill 47, the Auto Insurance Act, initiating a two-year process to restructure the province's auto insurance system. The bill aims to provide better access to care post-collision through private insurance while limiting the ability to sue at-fault drivers, except in serious cases. The new system, effective January 1, 2027, focuses on care rather than litigation, potentially lowering insurance rates. An independent tribunal will be established for disputes regarding benefits, with further regulations expected by fall 2025.
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